What if: instead of paying an army of lobbyists and lawyers to hassle the Government on behalf of it’s executives and shareholders your bank lobbied the Government in your interest?
What if: your bank didn’t try to make “as much money as possible” but instead tried to make “enough money to pay it’s staff and cover it’s costs”?
What if: your bank set the terms of a loan so that you, and they, could afford it rather than looking to make as much profit as possible?
What if: affordable loans are good for everyone?